Built for Canada | Powered by Apple Intelligence

Finally, a finance app Canadians can actually trust.

Connect TD, RBC, BMO, Scotiabank, and more through Plaid. Fiscal Flow gives you live balances, budget tracking, anomaly alerts, and an AI assistant that runs on-device on your iPhone.

Download on the App Store See how it works
[Free] No cost to download [No Ads] No subscriptions or ads [Secure] Sign in with Apple + Face ID
Dashboard Updated 2m ago

Net Worth

$0

Income (30d)

$8,190

Spending (30d)

$4,360

Anomaly Alerts

2 new

Budget Health

84%
5 iOS Tabs

Every screen is built around control, clarity, and privacy.

These previews mirror Fiscal Flow's live in-app experience: dashboard intelligence, transaction search, category budgets, conversational AI, and account control.

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Dashboard

Net Worth +2.8%
Chequing$6,420
Savings$18,950
Credit Card-$1,120
Monthly Spend
AI InsightDining up 14%
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Transactions

Live | 90 days
Metro Groceries-$84.12
GO Transit-$11.50
Payroll Deposit+$2,950.00
Hydro One-$121.77
Amazon CA-$47.25
Auto-categorised
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Budget

March Budget
Food | $540 / $700
Shopping | $210 / $350
Transport | $168 / $220
Utilities | $188 / $240
Budget StatusOn Track
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Ask AI

On-device answers
How much did I spend on restaurants last month?
You spent $342.18 on restaurants in February. That's 11% lower than January.
Any unusual charges this week?
Two flagged: a $95.00 streaming annual renewal and a $62 ride share at 1:18 AM.
Never sent to cloud AI
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Accounts

Connected via Plaid
RBC Royal BankConnected
TD Canada TrustConnected
BMOConnected
Last Sync2 min ago
Disconnect BankAvailable
Control access any time
Core Features

Built for Canadian banking, not a generic global template.

BK

Real Bank Data

Link major Canadian institutions through Plaid for fresh balances and 90 days of transaction history.

AI

Apple Intelligence

AI insights, anomaly alerts, and analysis run directly on your iPhone instead of a remote AI server.

BG

Smart Budgets

Track Food, Shopping, Transport, Utilities, and other categories with clean progress indicators.

QA

Ask AI Anything

Use natural language prompts like "How much did I spend on restaurants last month?" and get instant answers.

PR

Privacy First

Bank credentials never touch Fiscal Flow servers, and your financial data is never sold to advertisers.

MB

Multiple Banks

See all connected accounts in one app and disconnect any institution whenever you want.

TLS 0 All transport encrypted
AES-256 Keychain and token protection
PIPEDA Canadian privacy law alignment
On-device AI Financial prompts never leave iPhone
How It Works

From install to insights in four guided steps.

1

Sign in with Apple

Authenticate quickly with Apple and protect access with Face ID plus mandatory MFA.

2

Connect your bank

Use Plaid's secure flow to connect TD, RBC, BMO, Scotiabank, and other supported Canadian banks.

3

Get AI insights

Review your dashboard, budget progress, and unusual spending alerts generated on-device.

4

Stay in control

Disconnect any institution at any time and request deletion with straightforward controls.

Security Architecture

Protection at every layer of the stack.

S1

Plaid SOC 2

Plaid handles authentication directly with your bank so credentials never transit Fiscal Flow infrastructure.

S2

Secure Enclave

Authentication state is stored in iOS Keychain with hardware-backed protection.

S3

AWS Secrets Manager

Server-side tokens are encrypted and access-controlled with least-privilege IAM policies.

S4

On-Device AI

Apple Intelligence processes your financial context locally on iPhone for private assistant responses.

S5

Apple MFA

Sign in with Apple enforces multi-factor protections at the account level for every user session.

S6

Right to Delete

Users can disconnect banks directly in app and request complete data deletion through support.

No Subscription. No Ads. No Data Selling.

Take control of your Canadian finances with Fiscal Flow.

Fiscal Flow is free to download and built by ITSMyFix, Canada. Questions? Reach us at support@itsmyfix.com.

Download on the App Store